It’s my favorite time of the year, where everyone is actively thinking about their goals and what they want to do and have in life. I don't know about you, but I set quarterly goals and adjust them as needed.

Don’t wait until January to start thinking about your goals, now is the perfect time to get your mind and money together before the holidays and the new year get in the way.

Here are five things to help you Financially Boss Up now:

1. Envision the life you want to live. What do you see when you envision your life over the next 12 months? What new plans, changes, and experiences are you adding to your life? What will you no longer tolerate or do you need to let go of? What new risks and leaps of faith will you take?

2. Financial goals & tasks for the year. Your financial goals should take into account where you currently are and where you want to be at the end of next year. This includes how much you plan to earn, how much you want to save, invest, and any financial tasks you need to include (review your beneficiaries, create a will/estate/ get additional insurance), debt repayment plans, credit score improvements, and any anticipated big-ticket purchases.

3. Create a financial plan. Does your financial goals align with that vision? Think about the lifestyle or quality of life you want to have and make sure your financial goals support that.

Calculate the cost to be you & to how much you need to sustain your lifestyle, including any upcoming purchases or needs. Don't forget to include holiday spending and vacations into your spending plans.

Don’t leave your business out, as this is the vessel to support your lifestyle. How much does it cost to operate your business, any new projects, upcoming support and/or outsourced needs.

4. Uplevel your experiences. What does the next level of your life look like? What do you want that's not in the vision because it seems out of reach? What did you talk yourself out of including in your vision because it doesn't seem possible financially?

I’m saying this real loud and clear: buy at the level that you can afford. I'm not saying go into debt to get this lifestyle. I'm saying upgrade gradually what you usually buy. Manage the financial resources you have, so you can afford to live the lifestyle you want. You may need to save, earn more, and change your buying habits.

5. Make the commitment to THINK, BELIEVE, and DO. The lifestyle you envisioned won't happen just by you creating a plan. What tasks do you know to do? Who do you need to reach out to for support to achieve your goals? What guided or inspired action are you being led to do? What behaviors or habits do you need to change? What do you need to educate yourself more on?

Takisha

If you’re ready to change your views on money, be sure to take the M.A.P.s. Masterclass. I created this class because I periodically assess every area of my finances, from my thinking to saving to selling to creating and leaving a legacy.

I’m honest and aware that this is a lifestyle, and it needs attention so that you change what you believe and do with money. You can purchasing it here.